[more] Financial systems of different countries have become more interconnected in recent years.
This process of financial integration allows for a better diversification of risks.
Banks’ decision to internationalize can be determined by entry barriers, geographical distance or growth prospects.
The entry of foreign banks into domestic markets can bring along benefits and costs for the host country.
This paper provides evidence that greater competition from credit unions induce banks to become more efficient, with consumers benefitting from higher deposit rates and lower borrowing costs.
However, shadow banks change their credit policy and aggressively expand credit to riskier borrowers, resulting in higher default rates.
This implies that financial market stability in one country influences stability in another country.
For this reason, different countries should have an incentive to cooperate…
They document that both small and large banks have distinct advantages in lending to small businesses, with small banks more likely to emphasize relationship lending technologies and large banks more likely to use transactional ones.
However, they also find that small business lending for all-sized banks is in general characterized by practices that are locally-based, relationship-oriented, and high-touch (meaning, staff-intensive).
Comments Research Papers On Banking
The World Bank Research Observer Oxford Academic
An official journal of the World Bank. Publishes papers that inform nonspecialist readers about research being undertaken within the Bank and outside the Bank i.…
Journal of Banking and Finance - Wikipedia
The Journal of Banking and Finance is a peer-reviewed academic journal covering research on. six elite finance journals. It publishes theoretical and empirical research papers spanning all the major research fields in finance and banking.…
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It is a condition of publication that the research papers are original works and they have not. Risk Management and Banking Finance - Credit Risk, Market risk.…
Research paper series - University of Nottingham
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A list of ECB Working paper series is provided disseminating economic research relevant to the various tasks and functions of the ECB.…
Call for Papers – EBI Young Researchers Annual Workshop.
We are pleased to launch a call for papers for the first EBI Young Researchers Annual Workshop on banking and financial regulation, which.…